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- Answer: Using a real estate broker is a very good idea. All the
details involved in home buying, particularly the financial ones, can be
mind-boggling. A good real estate professional can guide you through the
entire process and make the experience much easier. A real estate broker
will be well-acquainted with all the important things you'll want to know
about a neighborhood you may be considering...the quality of schools, the
number of children in the area, the safety of the neighborhood, traffic
volume, and more. He or she will help you figure the price range you can
afford and search the classified ads and multiple listing services for homes
you'll want to see. With immediate access to homes as soon as they're put on
the market, the broker can save you hours of wasted driving-around time.
When it's time to make an offer on a home, the broker can point out ways to
structure your deal to save you money. He or she will explain the advantages
and disadvantages of different types of mortgages, guide you through the
paperwork, and be there to hold your hand and answer last-minute questions
when you sign the final papers at closing. And you don't have to pay the
broker anything! The payment comes from the home seller - not from the
buyer.
By the way, if you want to buy a HUD home, you will be required to use a real estate broker to submit your bid. To find a broker who sells HUD homes, check your local yellow pages or the classified section of your local newspaper.