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In addition to the mortgage payment, what other costs do I need to consider?
  • Answer: Well, of course you'll have your monthly utilities. If your utilities have been covered in your rent, this may be new for you. Your real estate broker will be able to help you get information from the seller on how much utilities normally cost. In addition, you might have homeowner association or condo association dues. You'll definitely have property taxes, and you also may have city or county taxes. Taxes normally are rolled into your mortgage payment. Again, your broker will be able to help you anticipate these costs.

Home Buying FAQ's

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Table of Contents
 

Why should I buy, instead of rent?

I've heard of HUD homes. What are HUD homes, and are they a good deal?

I've had bad credit, and I don't have much for a down-payment. Can I become a homebuyer?

I'm a single mother. How would I go about buying a home?

Should I use a real estate broker? How do I find one?

How much money will I have to come up with to buy a home?

How do I know if I can get a loan?

How do I find a lender?

In addition to the mortgage payment, what other costs do I need to consider?

So what will my mortgage cover?

What do I need to take with me when I apply for a mortgage?

I know there are lots of types of mortgages - how do I know which one is best for me?

When I find the home I want, how much should I offer?

What if my offer is rejected?

So what will happen at closing?

Source: U.S. Department of Housing and Urban Development

New Homes in Southern California - http://www.pardeehomes.com

New Homes in San Diego

 

 

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© 2003 Consumer Guides at consumer-guides.info (Home Buying FAQ)