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Consumer Debt - Consolidate Debt, 
Consumer Credit Counseling Services (CCCS)
Help and Tips to Repair Your Credit 

A Window of Opportunity for the Informed Consumer

Consumer Loan Basics

There are many different kinds of consumer loans available. It is important to understand the terms and conditions of any loan before you apply. 

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Table of Contents

Consumer Loan Basics

Your Rights: Debt Collection

A debt collector may not...

Payday And Tax Refund Loans

Home Equity Loans

Lost and Stolen Debit/
Check Cards and Stored-Value Cards

Credit Billing Disputes

Out of Control Debt

Negative Information on Credit Reports

Source: General Services Administration

 

Fair and Accurate Credit Transactions Act of 2003

Source: Whitehouse Press Release

 

 

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2004 Consumer Guides at consumer-guides.info (Consumer Debt)