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Electronic Banking
Point-of-Sale Transfers
Point-of-Sale Transfers let you pay
for purchases with a debit card, which also may be your ATM card. The
process is similar to using a credit card, with some important exceptions.
While the process is fast and easy, a debit card purchase transfers money -
fairly quickly - from your bank account to the store's account. So it's
important that you have funds in your account to cover your purchase. This
means you need to keep accurate records of the dates and amounts of your
debit card purchases and ATM withdrawals in addition to any checks you
write. Your liability for unauthorized use, and your rights for error
resolution, may differ with a debit card.
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Table of Contents Types of Electronic Fund Transfers
Lost or Stolen ATM or Debit Cards Limited Stop-Payment Privileges Source: Federal Trade Commission
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