Merchant Account Provider	Real-Time Solution Price	Gateway Fee	Statement Fee	Monthly Minimum	Discount Rate	Transaction Fee	Tech. Support Fee
ECHO, Inc.	$99 (free to switch)	ECHO Gateway FREE/Cart Incl.	FREE	$0	1.79% to 2.69%	$0.30	$19.95/mo. (if you process)
Total Merchant Services	$299	$10/month	$10/month	$25/month	2.40%	$0.35	Fee not disclosed
Charge.com Merchant Services	$195	$15/month	$10/month	$25/month	2.35%	$0.30	$0/month
CardService Intl. CardNetCo	$499	$30/month	$10/month	$15/month	2.35%	$0.25	$0/month
Discover Merchant Services	$49.95 Reseller of First data	$19.95/month Authorize.net or Verisign	$5.00/month	Fee not disclosed	2.31% + 1.25 Intl.	$0.13 (Rates vary) +Interchange	Fee not disclosed $12 chargeback fee
Merchant Accounts Express	$179	$14.95/month	$9.95/month	$25/month	2.29%	$0.30	Fee not disclosed
Her Merchant Account	$169	$10/month	Fee not disclosed	Fee not disclosed	2.19% (Rates vary)	$0.23	Fee not disclosed
Costco Merchant Services	$174.99 w/cart	Reseller for Nova (Call for Quote)	$5.95	Reseller of Nova (Call for Quote)	2.01% (Rates vary)	$0.38	$9.99 (Shopping Cart Fee)
Nova Information Services	$394	$0/month	$6/month	$30/month	2.17% (Rates vary)	$0.30	$10/month
Verisign Pay Flow Pro	$249 (Limit 1000 transactions then 10 cents per)	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	$59.95/mo
Wells Fargo	$99	Fee not disclosed	Fee not disclosed	Fee not disclosed	2.35%	$0.30	$39/month
Online Data Corp	Fee not disclosed	$19.95/month	$10/month	$25/month	2.29%	$0.30	Fee not disclosed
1st American Card Service	$359	Fee not disclosed	$9/month	$20/month	2.30%	$0.30	$0/month
Jaguar PC	Fee not disclosed	$10/month	$10/month	Fee not disclosed	2.29%	$0.35	Fee not disclosed
Bank Card Solutions	$345	$20/month	$10/month	Fee not disclosed	1.99% (Rates vary)	$0.35	Fee not disclosed ($25 annual fee)
EZ Merchant Accounts	$149	$15/month	$5/month	$25/month	2.25% (Rates vary)	$0.30	Fee not disclosed
WorldPay	$299	Included	live tech support and live shopper	$50/month	2.95% Multi Currency	$0.45 (fraud screening included)	$35/month (1st 3 monthly fees waived)
Global Payments	Fee not disclosed	Fee not disclosed	Fee not disclosed	$15/month	2.29%	$0.30	$49.95/month + $15 chargeback fee
DPI Merchant Services	$50	$29.95/month	$10/month	Fee not disclosed	2.35%	$0.30	Fee not disclosed
AIS Media	$595	$15/month	$10/month	$25/month	2.29%	$0.30	Fee not disclosed
Associated Merchant Services	Fee not disclosed	$15/month	$10/month	$10/month	2.28% (Rates vary)	$0.45	Fee not disclosed Annual fee $29
IPaySecure	$295.95	$49.95/mo Cart incl.	$10/month	$0/month	2.25% (Rates vary)	$0.30	Fee not disclosed
Unified Merchant Services	$49.95	Fee not disclosed	$10/month	Fee not disclosed	2.39%	$0.29	Fee not disclosed
Priority Merchant Services	$150-498	$19/month	$10/month	$10/month	2.25 - 2.85%	$0.30 $25 Chargeback	Fee not disclosed. Annual fee $29
Merchant- Systems IPayment	Fee not disclosed	$15/month	$10-12/mo	$10/month	2.47%	$0.30	Fee not disclosed.
Planet Payment (NetResult)	$175	$25/month	Fee not disclosed.	Fee not disclosed.	2.95%	$0.35	Fee not disclosed.
Authorize.Net Resellers Typical Charges	$300-600 +App Fee	$25/month	$10/month	$25/month	2.50%	$0.35	Annual Fee sometimes applies.
PayPal*	None	None	None	None	2.90%	$0.30	None
2Checkout*	$49	None	None	None	5.05%	$0.45	None
I-Bill*	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	15%	Fee not disclosed	Fee not disclosed
*Not a true merchant account. You process under their merchant account and not your own.
Active Update: October 10, 2002
Note: To have your company added to this chart please contact: suggestions@mbda.gov Note: There are many resellers for the companies listed above with additional charges. DISCLAIMER: Rates displayed have been compiled by either calling and asking, or by acquiring information from company web sites. Although we have made every effort to ensure that these figures are accurate, we do not warrant their accuracy. Some of these Banks, Processors and/or Agents may be able to offer lower rates than those listed.

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