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Disclaimer
- Answer: Basically, you'll sit at a table with your broker, the
broker for the seller, probably the seller, and a closing agent. The closing
agent will have a stack of papers for you and the seller to sign. While he
or she will give you a basic explanation of each paper, you may want to take
the time to read each one and/or consult with your agent to make sure you
know exactly what you're signing. After all, this is a large amount of money
you're committing to pay for a lot of years! Before you go to closing, your
lender is required to give you a booklet explaining the closing costs, a
"good faith estimate" of how much cash you'll have to supply at
closing, and a list of documents you'll need at closing. If you don't get
those items, be sure to call your lender BEFORE you go to closing. Be sure
to read our booklet on settlement costs. It will help you understand your
rights in the process. Don't hesitate to ask questions.
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